The ISO Fire Protection Rating System
The Insurance Services Office, Inc. (ISO) has for many years done
evaluations and ratings of the fire protection provided in
communities. This system is called the ISO Public Protection
Classification program, or PPC. The PPC process grades a community's
fire protection on a scale of 1-10, based on ISO's Fire Suppression
Many insurance companies use ISO's PPC evaluations as a factor in
setting the premiums they charge for property insurance; the better
the community's PPC grade, the lower the premiums the insurance
company would charge for property insurance in that community.
ISO's data on fire losses indicates that communities with better
fire protection as evaluated by the PPC do in fact tend to have
lower losses from fire damage than other communities.
As of December 1, 2007, the City of Loudon's ISO Rating is: 4